Effective Date: October 25, 2025
Last Updated: October 25, 2025
This Privacy Policy applies to the Savings Tracker mobile application ("Application"), developed by puranjanics ("Service Provider"), offered as a freemium service. By using the Application, you agree to the collection and use of information in accordance with this policy.
The Application may collect certain information automatically when you download and use it, including:
Note: We do not access your payment methods, bank accounts, or financial institutions. We only track the earnings and savings information you manually enter.
In some cases, you may be asked to provide personally identifiable information, such as your email (e.g., mallik.puranjan@gmail.com) for app-related communication and updates. This information is retained and used only as described in this policy.
Data Privacy: Savings Tracker helps you manage your wealth information by storing data you manually input. We do not access your payment methods, bank accounts, or automatically detect income. All data is entered by you and remains under your control.
Automation Notice: Savings Tracker generates recurring income entries automatically based on the frequency and settings you provide. These entries are created locally on your device and do not require transmitting personal data to external servers.
We may use third-party services to help improve our application. These services may have access to anonymized, aggregated data but cannot access your personal savings information for independent use.
The Application uses the following third-party services:
Your data may also be shared:
We take your privacy seriously and use appropriate technical and organizational safeguards to protect your data, including:
You may stop data collection at any time by:
We retain user-provided data as long as you use the app, and for a reasonable period afterward. Specific retention periods:
To request deletion of any data stored on our servers, contact us at mallik.puranjan@gmail.com.
Age Restriction: This app is not intended for children under 13. We do not knowingly collect personal data from users under 13. If we discover such data, we will delete it immediately. If you believe your child has provided personal information, contact us right away.
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your personal information in accordance with this Privacy Policy.
Depending on your location, you may have certain rights regarding your personal information:
To exercise these rights, contact us at mallik.puranjan@gmail.com.
Automation Notice: Savings Tracker automatically generates recurring income entries based on the frequency and settings you configure. This automation happens locally on your device and does not require sharing your data with external services. You can review, edit, or delete any automatically generated entries at any time.
Savings Tracker may use analytics technologies to enhance user experience:
You can manage analytics preferences through your device settings or app settings.
Analytics Notice: Savings Tracker generates wealth projections and analytics based solely on the data you provide. These projections are estimates and do not constitute financial advice. We do not share your financial projections with third parties.
We may update this policy from time to time. Any changes will be posted on this page and, if significant, we will notify you through the app or via email. The "Last Updated" date at the top will reflect when changes were made. Continued use of the Application indicates your acceptance of the updated policy.
In the unlikely event of a data breach that affects your personal information, we will notify you and relevant authorities as required by applicable law, typically within 72 hours of becoming aware of the breach. We will provide details about:
Our app may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies before providing any personal information.
Payment and subscription information for Savings Tracker Premium (yearly $19.99 or lifetime $99.99) is handled entirely by your device's app store (Apple App Store or Google Play Store). Savings Tracker does not have access to your payment information or credit card details. We only receive confirmation of your subscription status.
Savings Tracker Premium allows you to export your savings data:
Savings Tracker does not collect or use location data. The app does not require location permissions and does not track your physical location.
Savings Tracker may request the following device permissions:
All permissions are used solely for app functionality and can be managed through your device settings.
By using Savings Tracker, you consent to the collection and use of information as outlined in this Privacy Policy. If you do not agree with any part of this policy, please do not use our application. You can withdraw your consent at any time by uninstalling the app or contacting us.
If you have questions or concerns about our privacy practices, please contact:
For data deletion requests, please include "Data Deletion Request" in the subject line and specify what data you would like removed. We will process your request within 30 days.
To exercise your rights (access, correction, deletion, portability), please email us with:
Savings Tracker - Smart Wealth Management
Your privacy matters to us. This policy ensures transparent data practices.
Track your wealth while keeping your financial data secure and private.